9th May, 2023, the second day for Capacity Building & Capability Development Program of FINTECH: Opportunities and Challenges. Today’s whole program for 20 RUTS participants was run by Mr. Chia Hock Lai the CEO of Switchnovate and senior adviser (Blockchain Fund II) of Tembusu Partners and also as a founding president of the Singapore FinTech Association, a founding member of the Global Fintech Institute and co-chairman of the Blockchain Association Singapore on 2 interesting topic of Singapore’s digital transformation journey for Financial Services and opportunities and Challenges of Financial Institutions in the digital age.